Take out a loan for braces
Those who need braces these days often have to dig deep into their pockets. Statutory health insurance is canceling more and more benefits, so that treatment with braces is often affected. Statutory health insurance only covers part of the costs if there is a certain degree of severity. If the teeth are just slightly crooked and this is barely noticeable, the health insurance company will hardly give any subsidies. The situation is different in the case of serious tooth misalignments, here the health insurance company intervenes and is prepared to cover part of the costs.
The patient often has to pay for the rest of the treatment costs himself. In the case of adolescents up to the age of 18, parents have to pay 20 percent themselves during treatment. At the end of the treatment, however, the 20 percent is paid back. The insurance company wants to be sure that the parents will continue the treatment and that the dental treatment will not simply be stopped in the middle.
It looks different with adults. Here, the statutory health insurance companies are not always willing to pay a cent at all. Only if the patient can prove that it is a serious malposition will part of the costs be reimbursed. If you do not have equity for the remaining costs, you can take out a loan for braces.
What credit can I get for braces?
If you need credit for braces, you can first speak to the orthodontist and ask if he will grant credit for braces. In this way, the costs of the treatment can be paid off in installments. Interest will often not be incurred here, so only the costs have to be paid. If the orthodontist works with a billing center, payment in installments is immediately agreed. This loan can only be taken for six months before the loan for braces has to be paid back.
In addition, the borrower can find a lender on the Internet. Small loans of around 5,000 USD are granted here. But the house bank is also ready to grant a loan. The creditworthiness of the options must be correct so that the loan can be approved. With the loan, the costs of the treatment can be optimally covered so that no one has to do without the necessary dental treatment.